LEGAL
Affiliate Disclosure
Last updated: April 2026 · Effective immediately
The short version: Some links on this website may earn us a small commission if you click and sign up for a product or service. This costs you nothing extra. We only recommend products we genuinely believe in, and our editorial opinions are never for sale. Full details below.
Contents
1. What Is an Affiliate Relationship?
An affiliate relationship means that when you click certain links on this website and then sign up for, purchase, or open an account with a product or service, The Capital Edit may receive a commission or referral fee from that company.
This is one of the ways independent finance websites like ours fund research, writing, editing, design, hosting, and ongoing content updates.
Affiliate marketing is a standard and widely used practice in online publishing. We disclose it clearly so readers understand how this website makes money.
2. Our Editorial Principles
Our first responsibility is to our readers, not to advertisers or affiliate partners.
We aim to recommend products, platforms, and services based on usefulness, relevance, value, and fit for the audience we serve.
This means:
- We research products before recommending them
- We include drawbacks, limitations, and who a product is not right for
- We do not rank products higher just because they pay more
- We may decline affiliate relationships with products we would not genuinely recommend
Our test: Before recommending anything, we ask ourselves whether we would suggest it to a close friend or family member in the same situation.
3. How to Identify Affiliate Links
We believe in clear disclosure.
Where relevant, affiliate links may be disclosed in several ways, including:
- In-article disclosure: Articles that contain affiliate links may include a disclosure notice near the top of the page
- Link context: Some links may be accompanied by a note such as “affiliate link” or “we may earn a commission”
- Review pages: Broker, platform, or product reviews may include a disclosure where a commercial relationship exists
- Comparison tables: “Best of” lists or comparison tables may include a disclosure where applicable
Not every link on this website is an affiliate link. In many cases, we may mention or link to products, tools, or resources without receiving any compensation.
If you are ever unsure whether a link is an affiliate link, you can contact us via our Contact page.
4. Advertising & Sponsored Content
This website may earn revenue through display advertising and, occasionally, sponsored content.
Display Advertising
We may use third-party advertising partners to display ads on this website. These ads may be personalised based on your browsing behaviour and interests.
We do not control which specific ads are shown, and the presence of an advertisement does not constitute an endorsement of the advertised product or service.
Advertising revenue is separate from affiliate commissions.
Sponsored Content
From time to time, we may publish sponsored articles, reviews, or content in collaboration with brands or companies.
Any sponsored content will be clearly labelled.
Even when content is sponsored, we maintain editorial independence. We do not publish content that we believe is misleading, low-quality, or not aligned with our standards.
5. No Extra Cost to You
Using an affiliate link does not increase the price you pay.
In some cases, affiliate partnerships may allow us to offer access to promotions, bonuses, or partner offers. In many cases, the price is the same as going directly.
Our goal is transparency, not pressure. You are always free to go directly to the provider instead of using our links.
6. Editorial Independence
Our editorial independence is non-negotiable.
That means:
- We do not sell positive reviews
- We do not remove negative information due to commercial pressure
- We do not adjust rankings or recommendations based on commission rates
- We do not publish content we believe is misleading or harmful to readers
- Affiliate partners are not permitted to review, approve, or edit our content before publication
If we cannot maintain editorial honesty with a commercial relationship, we would rather not have that relationship.
7. Regulatory Compliance
This disclosure is intended to support transparency and reflect applicable advertising and affiliate disclosure expectations across the regions where our readers are based.
This may include principles associated with:
- United States disclosure guidance
- UK advertising standards
- European consumer protection and transparency requirements
Because readers may access this website from multiple countries, we aim to present commercial relationships in a clear and straightforward way.
8. Contact
If you have questions about affiliate relationships, disclosures, or how this website operates, please visit our Contact Page.
For faster handling, you can include “Affiliate Disclosure” in your message subject.
You can also read our Disclaimer and Privacy Policy for related information.